Simple Tips for Saving Money Each Day

Did you know that you could save a substantial amount of money just by making a few changes to your daily or weekly spending habits?


Even just a few small changes here and there can result in a lot of money staying in your pocket. That extra cash can be put away into a savings account for your child’s college tuition, a family vacation or a down payment on a home. Additionally, you can use that extra money to pay down debt or start investing. No matter what you can envision yourself using some extra cash for, it is important to monitor your spending so that you can have the option.

Of course, the concept of saving money can be daunting since it is usually associated with having to make big sacrifices. Usually when you think of saving money, you think of never going to the movies, not buying that new TV or not taking a family vacation. While cutting those things out will likely save you a good deal of money, there are other ways to cut back on spending that do not have such a large impact on the lifestyle your family has.

These tips can help you to reduce your spending in smaller ways so that you can continue to plan fun activities and enjoy the occasional splurge. While there are many different ways to save money, here are seven simple tips to help you save money on a monthly, weekly or daily basis:

  1. Limit Coffee Shop Coffee
  2. If you are an avid coffee drinker, it is likely that you spend a lot of money on your coffee drinks each week. Even just $4 to $5 each day for a cup of coffee can add up to be quite expensive. So instead of making a trip to the coffee shop each morning, opt to make your own coffee at home even for just a few days a week. Using your own coffee machine instead of driving to a coffee shop to purchase a more expensive cup of coffee can be a big benefit even if you still splurge on café coffee once or twice a week. In addition, it will save you a large amount of money.

  3. Carpool or Bike to Work
  4. Unless you own a car with great gas mileage, you are probably spending a lot of money on gas each month if you have to commute to work. This cost can be substantially reduced if you pursue alternative transportation options. If your city has a good public transportation system, you may want to look into utilizing the subway or busses to work each day. If you live close to a coworker or colleague, you may consider carpooling to work even just a few days a week. Also, consider riding your bike or walking to destinations that are close enough. Not only will these tips save you money, they can also help the environment.

  5. Give Creative Gifts
  6. While not necessarily something you spend money on daily, with a birthday or holiday around nearly every corner, it can seem like you are spending a lot of money on gifts every month. Instead of spending a generous amount of money on a gift card or fancy gift, you can save a lot by getting creative with the presents you give.

    If you have the supplies on hand and have the talent required, you may consider making a gift. Baking a treat, making a sugar scrub or crafting a toy can save you a lot of money and will likely be even more meaningful to the person you give it to. If you do not consider yourself handy enough to make a homemade gift, you can instead look for sales or deals on items before making a purchase. If you give yourself enough time before the special day, you can end up with a great gift for a low price.

  7. Lists, Lists, Lists
  8. It is very easy to overspend when you do not have a plan in place. If you go to the grocery store without a list in hand you will most likely leave with items that you do not necessarily need, and you will pay a grocery bill that is much more expensive than it should have been. Whether you are going grocery shopping or shopping for a different cause, be sure to write a list of exactly what you need ahead of time. That way you can avoid making impulsive purchases.

  9. Meal Plan
  10. This tip goes in hand with the tip above. If you create a meal plan each week, you can go to the grocery store with a list of exactly what items you need for those specific meals. That way, you know that the items you purchase are going to be used and you can avoid purchasing food items that you do not need.

  11. Coupon or Deal Hunt
  12. Couponing is not as difficult as it is sometimes made out to be. It may take some practice at first, but in no time, you will be using coupons and saving a good amount of money on each shopping trip. In addition, you can save the most money if you pair your coupons with sales and discounts. For example, if you notice that your local grocery store has a particular type of bread on sale and there is a coupon available for it as well you can end up purchasing that bread for a very low price.

  13. Cook at Home
  14. Frequently eating out at restaurants or purchasing take out for your meals can get very expensive. This can be remedied very quickly, however, if you commit to cooking meals at home more often. Even replacing just one restaurant or take out meal each week with a meal cooked at home can save you and your family a lot of money. In addition, changing what you eat can help you save a lot of money as well. Consider cutting back on meat and processed foods and you may end up with more money left in your pockets.

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