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Low Income Health Insurance Options

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Health insurance is an important asset that helps you pay for your medical expenses.

While at times it may seem unaffordable, failing to maintain health insurance can end up costing you more. Therefore, it’s crucial that you learn about the health insurance options that may be available to you.

You may be eligible for several types of health insurance options.

The options that are available to you are based on factors such as:

  • Employment status.
  • Income.
  • Age.
  • Pregnancy status.

In addition to exploring health insurance options, it’s worth taking the time to review supplemental insurance options. Most insurance plans do not include services such as dental or vision care. However, you can purchase this supplemental service separately for at additional costs.

Free Health Insurance

You may qualify for free or low-cost health coverage through medicaid. Your options would be based on your family size and your income.

Medicaid is a nation-wide program that is there to help low-income families, the elderly and individuals who meet the requirements with health coverage.

Reviewing Your Health Insurance Options

Learning more about the health insurance options that may be available to you can help you make an informed decision about your coverage.

You’ll want to consider your health, finances and other factors as well.

Depending on your qualifications, you may be eligible for health insurance through:

  • Employer-provided insurance.
  • Private health insurance.
  • Medicare.
  • Medicaid.

Medicaid

Medicaid is a low-income health insurance program designed to provide affordable healthcare to those who cannot afford it.

Each state has its own Medicaid program that is operated under federal guidelines. Therefore, eligibility requirements and covered medical services vary between state programs. 

The primary eligibility requirement for Medicaid is income. You must meet income-based requirements to receive benefits from Medicaid.

However, some states will require you to meet additional eligibility requirements.

For example, some states do not provide coverage to adults without children who are younger than 65 and without a disability.

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